Empowering India Through
Digital Financial Innovation

Basago Digitech Private Limited is a modern financial technology company dedicated to building secure, transparent, and user-friendly digital lending solutions for individuals across India.

About BASAGO DIGITECH PRIVATE LIMITED

Basago Digitech Private Limited is an India-based financial technology company established in 2022, focused on delivering next-generation digital lending infrastructure and intelligent financial solutions.

We specialize in creating technology-driven platforms that simplify access to personal credit while maintaining transparency, security, and regulatory compliance. Through innovative mobile-first experiences and automated digital processes, we aim to improve financial accessibility for modern consumers.

Our platform is designed to provide users with:

  • Fast and seamless digital onboarding
  • Transparent lending information
  • Flexible repayment structures
  • Smart risk evaluation systems
  • Secure data protection mechanisms
  • Reliable customer support services

We continuously invest in technology innovation to create a safer and more efficient borrowing experience.

Corporate Profile

Company Name

BASAGO DIGITECH PRIVATE LIMITED

Founded

Aug 10, 2022

Directors

VS

Velliyappan Sivanantha Selvan

VB

Velliyappan Balasubramanian

Our Purpose & Goals

We are driven by a clear mission and a bold vision to transform the financial landscape of India through technology and responsibility.

Team Work

Our Mission

Our mission is to make digital financial services more accessible, transparent, and user-centric through secure technology solutions and responsible platform operations.

We believe financial technology should:

  • Simplify access to credit
  • Improve financial efficiency
  • Protect user privacy
  • Promote responsible borrowing
  • Enhance financial inclusion

Our Vision

To become a trusted digital financial technology platform that empowers users with secure and intelligent borrowing experiences across India.

We strive to build:

  • Reliable digital infrastructure
  • Responsible fintech ecosystems
  • Long-term user trust
  • Sustainable technology-driven growth

Our Core Values

Transparency

We provide clear product information, transparent fee structures, and responsible digital lending experiences.

Security

We implement advanced encryption technologies and strict access control mechanisms to protect user information.

Innovation

We continuously improve our digital infrastructure and user experience through modern financial technologies.

Responsibility

We support responsible financial practices and comply with applicable regulatory frameworks.

Customer Focus

We prioritize user experience and continuously optimize our platform to meet evolving financial needs.

What We Do

Basago Digitech Private Limited focuses on developing and operating digital financial technology platforms, including:

Digital Lending Platforms

Mobile-first lending systems designed for fast and convenient loan access.

User Verification Technology

Secure digital KYC verification and identity authentication systems.

Risk Evaluation Systems

Automated data analysis and intelligent risk assessment solutions.

Cloud-Based Infrastructure

Reliable and scalable technical architecture supporting platform stability.

Customer Service Operations

User support and assistance throughout the digital lending journey.

Our Partnership Structure

BasagoLoan operates through a compliant partnership structure between a technology service provider and an RBI-regulated NBFC.

BASAGO DIGITECH PRIVATE LIMITED

Technology Service Provider

Role:

  • Platform development
  • App maintenance
  • Technical infrastructure
  • User support
  • Product operations
  • Digital experience optimization

ECL Finance Limited

RBI-Regulated NBFC Partner

Role:

  • Credit assessment
  • Loan underwriting
  • Loan approval
  • Fund disbursement
  • Repayment management
  • Collections and regulatory compliance

All lending services are provided exclusively by the RBI-regulated NBFC partner.

Security & Data Protection

We take user privacy and data security seriously.

Our platform adopts:

End-to-end encryption

Secure cloud storage systems

Restricted internal access controls

Risk monitoring systems

Fraud prevention mechanisms

Purpose-based data collection practices

We are committed to complying with applicable Indian data protection and digital lending regulations.

Regulatory Compliance

BasagoLoan follows responsible digital lending practices aligned with:

RBI Digital Lending Guidelines

NBFC Fair Practices Code

Digital Personal Data Protection Act (DPDP Act)

Applicable Indian financial regulations

We aim to maintain transparent platform operations and responsible technology services.